It can also be caused due to temporary server issues or region-specific rules. In this article, we will discuss different ways to solve this error.
1. Check Server Status
Before trying anything else, check PlayStation’s server status. Payment issues might occur if the PlayStation Network is under maintenance or experiencing outages, blocking transactions. Confirming server status can save time since no local fixes will work until the servers are back online. Ensure the servers are up before trying other solutions. You can check server status here.
2. Sign Out and Back In of PlayStation Network
Consider signing out and back into your PlayStation Network account to address minor glitches. This straightforward action can refresh your connection, enhancing communication with the network and reducing potential transaction issues.
3. Change the Email Associated With Your PS Store Profile
Sometimes, switching the email associated with your PS Store profile can reset account settings and fix issues. This refresh clears glitches, improves connection with PlayStation’s payment services, and ensures smooth transactions.
4. Top Up Your Wallet Before Making the Purchase
By adding funds to your PSN wallet beforehand, you simplify the payment process by avoiding the need for bank approval at purchase time. This is helpful if your card has had issues like verification delays or declined payments. With wallet funds ready, purchases process instantly, ensuring a smoother checkout without the need for real-time payment approvals.
5. Verify the Payment Method
Double-checking your payment method can prevent transaction interruptions. Make sure your credit card details, such as expiration dates and billing information, are current. Accurate information ensures smooth communication between your bank and the platform, reducing the risk of failed payments.
6. Make the Purchase Through PayPal (if applicable)
Using PayPal as a payment method can resolve issues by offering a more reliable and flexible option than direct card transactions. PayPal often bypasses bank authorization or regional restriction problems by acting as an intermediary. Linking your card or bank account to PayPal adds extra security and flexibility, ensuring smoother transactions. This is especially helpful if you’re having trouble with direct card payments on the platform.
