It allows you to add your business logo, print with secure MICR ink, and sync with financial or accounting software, helping you manage finances smoothly. Here’s why it’s helpful: Choosing the right check writing software is key for managing finances effectively, whether for personal use or business needs. Here are top software options to consider.
1. Online Check Writer
Online Check Writer, created by a small business owner in Texas, offers a comprehensive and secure way to handle various financial transactions. This platform supports various payment methods, including ACH transfers, credit card payments, and wire transfers. It’s particularly useful for making credit card payments in scenarios that are not typically accepted, ensuring you still earn credit card rewards. The cloud-based service allows you to pay bills and manage accounts online efficiently. It also integrates smoothly with major accounting platforms, simplifying your bookkeeping and tax processes. With features like ACH, credit card payments, invoicing, and check printing, Online Check Writer caters to diverse banking needs, ensuring flexibility and security in business transactions. It’s trusted by over a million users worldwide and is recognized for its simplicity and comprehensive features. Whether you’re paying or getting paid, this tool streamlines your financial transactions effectively.
↪ Pros
Works well on both Windows and Mac computersSupports multiple banks and different checksCan spot fake checksAllows payments through phone, email, and faxCan mail checks for you
↪ Cons
The ongoing subscription fees may be expensive for small businesses
2. Checkeeper
Checkeeper is an easy-to-use online check writing and printing software. It offers a 14-day free trial without needing a credit card. With Checkeeper, you can write, format, and print checks on plain white paper. It’s ideal for both business and personal checks. The software has a drag-and-drop feature to customize your checks with logos, different fonts, and signatures. If you don’t want to print checks yourself, Checkeeper can do it for you. They handle everything, even mailing the checks to your vendors, saving you from going to the post office. Checkeeper works well with accounting software like QuickBooks and FreshBooks. It offers secure, encrypted handling of your financial data. Plus, with its powerful search tools and reports, you can easily keep track of all your checks.
↪ Pros
Offers top-notch security similar to banks with 256-bit encryption and complies with HIPAA, PCI, and SOC II standards.It can print on almost any check paper for a neat and professional appearance.Provides MICR font encoding, which is essential for check processing.Compatible with popular accounting programs
↪ Cons
Some users might face issues integrating it with specific accounting softwareLacks an automatic check-signing feature
3. CheckBuilderPro
CheckBuilderPro is available for both Windows and Mac users. It’s versatile, allowing you to make business checks, personal checks, and deposit slips. One of its key advantages is that there are no monthly subscription fees or charges per check you make or print. This software can do both, if you need to print blank checks or complete them with payee and amount details. You can customize your checks by adding logos, a signature, and choosing different fonts. Keeping track of your transactions is easy with its check register feature. It also offers the functionality to print detailed custom reports and summaries, which helps reconcile bank statements efficiently. For quick future transactions, it memorizes payee data. The Mac version is compatible with “Sonoma,” and the Windows version works with version 11. It’s important to choose the right version for your system when downloading.
↪ Pros
Offers a free demo for both Mac and Windows usersKeeps a record of checks in a check registerAllows for bank statement reconciliation and report printing
↪ Cons
Only works with banks in the United StatesTechnical support is limited to an online form for assistance
4. Print Checks Pro
PrintChecks Pro offers an easy-to-use check writing, editing, printing, and checkbook management system suitable for various business needs. This software allows you to manage your checkbook and print accurate MICR-encoded checks using your mobile device, PC, or Mac. You can use your bank’s personal checks, blank check stock, or pre-printed check stock in different sizes. The software is designed to work with all U.S. and Canadian bank accounts, making it widely compatible. You can find everything you need for check printing in their online store, including software and pre-printed checks. PrintChecks Pro software is available for both iOS and Android mobile devices. This makes it accessible on various devices, ensuring you can manage your check printing and checkbook wherever you are.
↪ Pros
Reasonably priced with a one-time paymentUser-friendly for people of all skill levelsCompatible with both blank and pre-printed checksOffers a handy mobile app for writing and checks anywhere
↪ Cons
Does not include complex features such as bill payment and budgeting tools.Limited to working with bank accounts in the U.S. and Canada only.
5. VersaCheck X1
VersaCheck is a complete check writing and printing solution that offers everything you need to format and print checks at home or for your business. This includes business check printers, MICR ink and toner, blank check stock, and check writing software. With VersaCheck, you can create and print bank-approved checks while saving significantly compared to buying checks from the bank. VersaCheck X1, their flagship software, is designed for personal and business use. It comes with advanced security features to prevent check fraud and ensure safe financial transactions. VersaCheck X1 can handle multiple accounts and banks, making it a powerful tool for various financial tasks, not just check printing. It can also send and collect check payments via SMS or email, manage bills and receivables, and organize finances efficiently.
↪ Pros
Integrates seamlessly with well-known accounting software.Includes enhanced security options to protect against check fraud.Versatile for both individual and business financial needs.Capable of handling and organizing numerous accounts.
↪ Cons
The interface may be overly complicated for those who only require basic features.Tends to be more expensive than other basic check printing software options.
6. Checksoft
Checksoft Software is an all-in-one solution for personal finance management. It enables you to design and print your own checks, offering over 20 business and payroll check templates and 100+ personal check designs. With more than 1,000 customizable backgrounds, logos, and graphics, you can create checks that fit your style. It integrates smoothly with major financial software like Quicken, QuickBooks, and Bookkeeper, allowing for easy data import and check printing. For managing your finances, Checksoft includes features for balancing checkbooks, scheduling bill payments, and tracking spending. The account reconciliation tool matches transactions with your bank statement, ensuring accuracy. It offers custom financial reports for a detailed analysis of your expenses and an address book to organize contact information efficiently.
↪ Pros
Flexible for both individual and business financial needsIncludes extensive features for managing finances, such as checkbook balancingOffers a variety of options to customize check designs
↪ Cons
Reports from some users indicate problems working with certain printer types.
