This guide will explore these topics, including which banks Cash App partners with, its FDIC insurance status, and direct deposit options.
What Bank Does Cash App Use?
Although Cash App itself isn’t a bank, it operates its services through partnerships with Sutton Bank and Lincoln Savings Bank. This allows each Cash App user to receive unique account and routing numbers, much like a traditional bank account. Additionally, funds in your Cash App account are held by its partner banks, which are FDIC-insured up to $250,000 per depositor, providing the same protection you’d expect from a bank. These banks serve different roles: Lincoln Savings Bank handles Cash App’s direct deposits and withdrawals while Sutton Bank is responsible for issuing the Cash Card, which enables users to make purchases and withdraw from ATMs.
How to Find My Banking Details on Cash App?
While you might not require your account and routing numbers frequently, you can find them if necessary. Remember that Cash App does not store or show your complete bank account information for security purposes. Follow these steps to locate your routing and account number: To find your bank’s name, copy your account’s routing number and search it in Google. Below are the routing numbers for the partner banks:
Sutton Bank: 041215663Lincoln Savings Bank: 073905527
